Method and system for processing a data transfer related to a data-storing card

摘要

In a method for processing a data transfer, an electronic device accesses card-specific data and a card account number from a data-storing card. The electronic device generates a device-generated authentication number which is associated with the data transfer, and which is transmitted, together with the card account number and the card-specific data, to a network platform. The network platform compares an inputted authentication number from a portable device and the device-generated authentication number, and transmits to-be-transferred data to the portable device when the authentication numbers correspond with each other.

主权项

1. A method for processing a data transfer related to a data-storing card that stores card-specific data and a card account number, said method to be implemented using a data transferring system and comprising:
(A) when the data-storing card is coupled to an electronic device of the data transferring system, accessing, by the electronic device, the card-specific data and the card account number from the data-storing card; (B) generating, by the electronic device, a device-generated authentication number associated with the data transfer; (C) transmitting, by the electronic device, the card account number, the card-specific data and the device-generated authentication number to a network platform of the data transferring system; (D) receiving, by a portable device of the data transferring system, an inputted authentication number; (E) transmitting, by the portable device, the inputted authentication number to the network platform; (F) comparing, by the network platform, the inputted authentication number and the device-generated authentication number; and (G) when the inputted authentication number is deemed to correspond with the device-generated authentication number, transmitting, by the network platform, to-be-transferred data which is derived from the card-specific data, to the portable device.