| 主权项 |
1. A system for processing a bank transaction, comprising:
a management module, a data input device configured to allow a user to supply to a merchant terminal MT and/or to the management module an identifier ID-FC associated with a first bank account DBA, the management module, being coupled to at least a first bank terminal and being configured to manage the first bank account DBA, the management module being further configured to: receive the identifier ID-FC supplied by the user to the data input device; receive BT-Info information relating to the bank transaction and comprising at least one payment amount; then verify if the bank transaction associated with the identifier ID-FC is successfully performed following the reception of the identifier ID-FC and BT-Info information relating to the bank transaction; then send a request to the first bank terminal so that the first bank account DBA associated with the identifier ID-FC is debited by said payment amount; wherein the system is configured to associate the identifier ID-FC with at least one second bank account DBA, and that the management module is further coupled to a second bank terminal configured to manage a second bank account CBA, and wherein the management module comprises: a means for memorizing comprising a database configured to store data associated with the identifier ID-FC and comprising at least the identifier ID-FC, an identifier ID-DBA of said first bank account DBA and an identifier ID-CBA of the second bank account CBA, with the database being configured so as to associate the identifier ID-FC with both the identifier ID-DBA and the identifier ID-CBA; a calculation module, coupled to the database and configured to: calculate a saving amount according to said data relating to the bank transaction,with the management module being further configured to send a request to the second bank terminal so that the second bank account CBA is credited with said saving amount. |
