CREDIT ACCOUNT MANAGEMENT

摘要

Temporarily increasing a credit limit of the credit account to accommodate a purchase by a buyer for goods and/or services from a merchant. An account management module can receive a request to increase the credit limit via an interface. The request can include information regarding the purchase and information regarding the credit limit increase, including an amount by which to increase the credit limit. The request also can include rules for decreasing the credit limit at the end of the credit limit increase term. The account management module can process the credit limit increase and decrease, in accordance with the request. The account management module also can transmit an email to the merchant with credit account information needed to process the purchase. For example, the email can include a link to a web site at which the merchant can obtain the credit account information upon successful completion of an authentication procedure.