发明名称 |
METHOD AND SYSTEM OF DETECTING AND USING GEOFENCING FOR FRAUD DETECTION AND MODELING |
摘要 |
A method for identifying fraud factors includes: storing data points; storing financial transactions; storing a plurality of consumer data entries, each data entry associated with a consumer and including a mobile device identifier and account identifier; identifying a home market for a data entry based on usage patterns of an associated financial account; identifying, at a predetermined time, a geographic location of a mobile device associated with the data entry; storing a location data point for the geographic location if the geographic location is outside of a predetermined distance from the home market, wherein the location data point includes the identified geographic location, the consumer associated with the data entry, and a time and/or date at which the geographic location was identified; and identifying a fraud factor for detecting fraud in a transaction, the fraud factor based on the financial transactions, the data points, and the location data point. |
申请公布号 |
EP2973284(A4) |
申请公布日期 |
2016.08.31 |
申请号 |
EP20140779018 |
申请日期 |
2014.03.07 |
申请人 |
MASTERCARD INTERNATIONAL, INC. |
发明人 |
WIESMAN, MARK;GERBER, THEUNIS JOHANNES;MEYER, SUSAN MARIE |
分类号 |
G06Q20/40;G06Q20/32;G06Q20/34 |
主分类号 |
G06Q20/40 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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