摘要 |
Disclosed are a method of processing exchanged data and device utilizing the same. The method comprises: receiving exchanged service data initiated by a user (S101); substituting user behavior data in at least one preset dimension and corresponding to the exchanged service data to a risk model corresponding to the user (S102); determining whether the user behavior data in the preset dimension is in a security threshold range defined by the risk model (S103); if so, approving the exchanged service data; and if not, rejecting the exchanged service data. The user builds, via a historical behavior before initiation of the exchanged service data, the risk model of the exchanged service data, and determines security of the current exchanged service data via the risk model, thus reducing a rate of interrupting a user, and improving network communication efficiency. |