System for processing and tracking merchant deposits

摘要

Embodiments of the invention are directed to systems, methods, and computer program products for processing and tracking merchant deposits. An exemplary apparatus is configured to receive a deposit package that contains one or more deposit items which have been placed in the deposit package by a merchant. The deposit package may also contain and/or be coupled with visual indicia that has been created by the merchant. The visual indicia may specify information about the one or more deposit items placed in the deposit package. The apparatus may be further configured to read the visual indicia upon receiving the deposit package and track the deposit package based at least partially on the visual indicia.

主权项

1. A method for processing and tracking merchant deposits, the method comprising:
reading, by one or more computer processing devices, visual indicia coupled with a deposit package received at a financial institution, wherein the visual indicia is created by a merchant and contains information about one or more deposit items that have been placed in the deposit package by the merchant, and wherein reading the visual indicia comprises receiving an electronic itemized list of the one or more deposit items that have been placed in the deposit package by the merchant; automatically determining, by the one or more computer processing devices, contents of the deposit package by automatically receiving an indication of the contents from an electronic device; verifying, by the one or more computer processing devices, the contents of the deposit package in response to reading the visual indicia and automatically determining the contents of the deposit package after it has been received, and wherein the contents of the deposit package are verified by determining whether or not the contents of the deposit package match the electronic itemized list of the one or more deposit items that have been placed in the deposit package by the merchant; in response to determining the contents of the deposit package do not match the electronic itemized list of the one or more deposit items that have been placed in the deposit package by the merchant, alerting the merchant and the financial institution of a deposit package error; and in response to receiving the alert, automatically tracking the deposit package based at least partially on the visual indicia and determining where the deposit package error originated.