| 摘要 |
A financial services system comprising: certificate-issuing means operative, in exchange for an amount of dollar-equivalent value received from each one of a plurality of individual entities, to issue to each such one individual entity a financial certificate; each such financial certificate having a unique identification code; and investment means operative: (i) to receive from the certifacte-issuing means a substantial fraction of the dollarequivalent values having been received by it is exchange for the financial certificates issued by it; (ii) to cumulate these dollar-equivalent values such as to form a pool of dollarequivalent funds; (iii) to invest at least a substantial portion of this pool of dollar-equivalent funds in a set of different income-generating financial instruments, thereby to generate a dollar-equivalent income stream; and (iv) to supply at least a part of this dollar-equivalent income stream to the pool of dollar-equivalent funds; such that: (i) each financial certificate represents ownership of a certain part of the set of different incomgenerating financial instruments as well as of the pool of dollarequivalent funds; and (ii) the dollar-equivalent value of each financial certificate increases over time.
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