摘要 |
PURPOSE: To attain the remote financial transaction secured highly. CONSTITUTION: This remote financial transaction system uses a payment module accessible to a memory and able to be communicated with an off-site processing system via, e.g. an interactive network. The payment module accesses payment account information stored in the memory and personal identification information corresponding to it. The user selects a desired remote financial transaction and a payment account to be accessed (440). The personal identification information and the required payment account information are read from the memory and ciphered (450) and sent to a financial organ having the account finally via the interactive network (460). The financial organ decides whether the selected remote financial transaction is accepted or rejected and sends a message denoting the acceptance or rejection to the user via the interactive network. |