LOAN MANAGEMENT SYSTEM AND ITS METHOD

摘要

PROBLEM TO BE SOLVED: To provide a loan management system capable of minimizing the risk such as a fluctuation and the like of an evaluation value of securities in loaning taking the securities as mortgage. SOLUTION: This loan management system for managing loading taking the securities as mortgage is provided with a securities current price information storing part for receiving the securities current price information from the outside and storing the same, a mortgage current price total calculating part 33 for calculating the current price total of the securities related to a user's loaning, a mortgage utilization factor calculating part 34 for calculating the mortgage utilization factor of the concerned user according to the loaning information taking the user's concerned securities as mortgage and the current price total, and a mortgage selling part 36 for determining the securities to be sold and the number thereof when the mortgage utilization factor exceeds a designated threshold.