| 摘要 |
PURPOSE: A method for auctioning a deposit through the Internet is provided to enlarge a financial commodity selecting rate of a deposit subscriber and supply a high profit to the deposit subscriber by executing an auction based on an interest rate including a credit rating of a financial institution between the deposit subscriber and the financial institution. CONSTITUTION: A deposit subscriber and a financial institution perform log-in processes to a deposit auction server through the Internet and download a web page, respectively(S101). The deposit subscriber inputs a scale and terms of a deposit to be registered on the web page and performs a deposit registration(S102). A plurality of financial institutions searches a deposit registration(S103), selects a proper deposit registration, and suggests an interest rate with respect to the deposit(S104). New deposit condition is made(S106) by calculating a weight value of a credit grade of the financial institution and adding the weight value to the suggested interest rate(S105), and a plurality of financial institutions which suggests the deposit condition is supplied to the deposit subscriber(S108). The deposit subscriber selects a financial institution out of the financial institutions(S109), and concludes a deposit(S110).
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