| 摘要 |
Embodiments of the subject invention relate to systems and methods for presenting and managing user information. Specific embodiments allow creating, editing, presenting, and storing user information. In a more specific embodiment, the systems and methods can be used to provide a digital safe deposit box (DSDB) that allows users to save, maintain, update, and/or share information about themselves and/or their organization. Specific embodiments provide a personal financial solution that is designed for customers interacting with professional institutions, such as accounting firms, banks, and insurance agencies, and/or interacting with family members and people that may need to access certain documents. Embodiments of the invention provide individuals, based on permission granted/allocated to them, access to specific information, while providing safety from fraud. |
| 主权项 |
1. A method of storing and controlling access to electronic documents, comprising:
providing a system having an interface and an electronic storage element, wherein the system is configured to allow a client access via the interface to add electronic documents to be associated with the client and stored in the electronic storage element, wherein the system is configured to:
(A) deny persons and/or entities other than the client access via the interface to add electronic documents to be associated with the client and stored in the electronic storage element until control information is received via the interface, specifying:
a. the persons and/or entities other than the client to allow access to, andb. access via the interface to add electronic elements to be associated with the client and stored in the electronic storage element, and(B) allow persons and/or entities other than the client access via the interface to add electronic documents to be associated with the client and stored in the electronic storage element when control information is received via the interface, specifying:
(a) the persons and/or entities other than the client to allow access to, and(b) access via the interface to add electronic elements to be associated with the client and stored in the electronic storage element, wherein the system is configured to allow the client:
(i) access via the interface to view electronic documents associated with the client and stored in the electronic storage element,(ii) access via the interface to edit electronic documents associated with the client and stored in the electronic storage element, and(iii) access via the interface to remove electronic documents associated with the client and stored in the electronic storage element, wherein the system is configured to:
(A) deny persons and/or entities other than the client:
(i) access via the interface to view electronic documents associated with the client and stored in the electronic storage element,(ii) access via the interface to edit electronic documents associated with the client and stored in the electronic storage element, and(iii) access via the interface to remove electronic documents associated with the client and stored in the electronic storage element until control information is received via the interface, specifying:(a) specific persons and/or entities other than the client,(b) one or more types of access via the interface to allow,(c) specific electronic documents associated with the client and stored in the electronic storage element to allow access to, and(B) allow the specific persons and/or entities other than the client one or more types of access via the interface with respect to the specific electronic documents associated with the client and stored in the electronic storage element when control information is received via the interface, specifying:
(a) the specific persons and/or entities other than the client,(b) the one or more types of access via the interface, and(c) the specific electronic documents associated with the client and stored in the electronic storage element,wherein the one or more types of access via the interface are selected from the group of types of access via the interface consisting of:
(i) access via the interface to view the specific electronic documents associated with the client and stored in the electronic storage element,(ii) access via the interface to edit the specific electronic documents associated with the client and stored in the electronic storage element, and(iii) access via the interface to remove the specific electronic documents associated with the client and stored in the electronic storage element, and wherein the system is configured such that when at least one electronic document to be associated with the client and stored in the electronic storage element is added by the client, and when at least one electronic document to be associated with the client and stored in the electronic storage element is added by persons and/or entities other than the client,
(A) the at least one electronic document to be associated with the client and stored in the electronic storage element is automatically associated with the client and stored in the electronic storage element upon adding the at least one electronic document to be associated with the client and stored in the electronic storage element; and(B) a first at least one type of access via the interface by a first one or more person and/or entity other than the client, to a first one or more electronic documents of the at least one electronic document associated with the client and stored in the electronic storage element, is allowed when first control information is received via the interface, specifying:
(i) the first one or more person and/or entity other than the client,(ii) the first one or more electronic documents of the at least one electronic document associated with the client and stored in the electronic storage element, and(iii) the first at least one type of access,wherein the system is configured such that receipt of the first control information via the interface causes the system to allow the first at least one type of access via the interface by the first one or more person and/or entity other than the client to the first one or more electronic documents of the at least one electronic document associated with the client and stored in the electronic storage element,wherein the system is configured to deny access via the interface to the first one or more electronic documents of the at least one electronic document associated with the client and stored in the electronic storage element by persons and/or entities other than:
(a) the client, and(b) the first one or more person and/or entity other than the client, andwherein the system is configured to deny types of access via the interface other than the first at least one type of access via the interface to the first one or more electronic documents of the at least one electronic document associated with the client and stored in the electronic storage element by the first one or more person and/or entity other than the client; adding at least one electronic document to be associated with the client and stored in the electronic storage element; storing the at least one electronic document associated with the client in the electronic storage element, wherein the at least one electronic document to be associated with the client and stored in the electronic storage element is automatically associated with the client and stored in the electronic storage element upon adding the at least one electronic document to be associated with the client and stored in the electronic storage element; receiving via the interface the first control information, specifying:
(a) the first one or more person and/or entity,(b) the first one or more electronic documents of the at least one electronic document associated with the client and stored in the electronic storage element, and(c) a first at least one type of access via the interface; and allowing the first at least one type of access via the interface by the first one or more person and/or entity other than the client, to the first one or more electronic documents of the at least one electronic document associated with the client and stored in the electronic storage element, upon receiving via the interface the first control information specifying the first one or more person and/or entity, the first one or more of the at least one electronic document associated with the client and stored in the electronic storage element, and the first at least one type of access via the interface, wherein the first control information causes the system to allow the first at least one type of access via the interface, by the first one or more person and/or entity other than the client, to the first one or more of the at least one electronic document associated with the client and stored in the electronic storage element, wherein the system denies access via the interface to the first one or more of the at least one electronic document associated with the client and stored in the electronic storage element by persons and entities other than:
(a) the client, and(b) the first one or more person and/or entity other than the client, wherein the system denies types of access via the interface, other than the first at least one type of access via the interface, to the first one or more of the at least one electronic document associated with the client and stored in the electronic storage element by the first one or more person and/or entity other than the client, and wherein the client and the first one or more person and/or entity other than the client interconnect with the system via the interface, wherein receiving via the interface the first control information comprises receiving via the interface the first control information from the client. |
