| 摘要 |
Methods and systems for messaging, calling, and one blink, one-touch, and one gesture payments and buying via mobile and wearable devices are disclosed. An exemplary system comprises a database in communication with a processor, the processor configured to provide a haptic control associated with the system. The haptic control is shown on a display of a mobile and wearable device overlapping other visual elements. The haptic control provides mode selection elements associated with a payment, messaging, and calling modes. The processor receives a selection of the payment mode via the mode selection elements from a user. Upon the selection, context is extracted from the display. Based on the context, a payment transaction type which the user intends to perform is determined. The payment transaction type includes a payment receiving transaction and a payment sending transaction. Based on the determining, a transaction request is sent to a financial institution using the extraction |
| 主权项 |
1. A method for messaging, calling, and one-touch, one blink, and one gesture payments and buying using a mobile and wearable device, the method comprising:
employing a motion sensor for its gesture functionality, transactions are transmitted to a point-of-sales (POS) device, payee device and another mobile and wearable device using Bluetooth Low Energy (BLE); using user's hand, a series of gestures such as sticking certain fingers out and then making a fist would approve the transaction and trigger funds to be taken from the account previously linked using an online dashboard; using the following gestures to trigger the following actions: swipe right—selects the next product swipe left—selects the previous product sap—adds the current product to the cart pinch—checks out using one gesture check out system using a processor; and memory storing instructions that, when executed by the processor, capturing a gesture or a blink using a camera of the AR and VR computing device cause the gesture or blink to be analyzed to attempt to recognize an identity of the person contained in the images; authenticate the user as a result of the identity of the person being recognized as the user associated with the identifying information cause the transaction to be completed once one gesture or one blink of the user is authenticated; receiving, by a processor the mobile and wearable device, payment information associated with a user, the payment information being associated with a mobile payment account of the user in a messaging, calling, and one-touch, one blink and one gesture payment and buying system; generating, by the processor, a unique code, the unique code encoding the payment information; providing, the processor, the unique code to the user; providing, by the processor, a haptic control associated with the messaging, calling, and one-touch, one blink and one gesture payment and buying system, wherein the haptic control is shown on a display of the mobile and wearable device overlapping other visual elements, the haptic control providing mode selection elements associated with a payment mode, a messaging mode, and a calling mode; receiving, by the processor, a selection of the payment mode via the mode selection elements of the haptic control from a user; upon the selection, extracting, by the processor, context from the display of the mobile and wearable device, wherein the context includes a web page, an application screen, or a message in view on the display; based on the context, determining, by the processor, a payment transaction type which the user intends to perform, wherein the payment transaction type includes a payment receiving transaction and a payment sending transaction; based on the determining, automatically sending a transaction request to a financial institution without requesting financial information, authorizing, or confirmations; if the transaction request is associated with the payment sending transaction, receiving, by the processor, a deposit amount associated with the payment sending transaction related to the user; receiving, by the processor, a notification about a further payment sending transaction of the user via the mobile payment service, the notification including at least the unique code and a payment amount of the further payment sending transaction; providing at least one of a compensation, a rebate, a cashback, and a reward from the deposit amount to the user, the at least one of the compensation, the rebate, the cashback, and the reward being associated with the payment amount associated with the further payment sending transaction, wherein the at least one of the compensation, the rebate, the cashback, and the reward amounts to a predetermined percent from the payment amount. |
