AUTOMATED TRUSTEE PAYMENTS SYSTEM

摘要

The present automated trustee payments system implements a series of automated processes which significantly reduce, and in many cases, eliminate a creditor user's work that is required to accurately and timely process incoming Chapter 13 Trustee remittances. The automated trustee payments system also effects application of the funds to the proper bankrupt debtor accounts and accounts for the funds against the proper creditor's loan account segments (e.g., the bankruptcy estate pre-petition indebtedness or the post-petition ongoing payments).

主权项

1. A computer-implemented method for processing remittance checks from a bankruptcy trustee, the method comprising the steps of:
receiving input from a client, the input representing data from a remittance check from the bankruptcy trustee, the remittance check including funds that are applicable to one or more bankrupt debtor accounts; creating a check processing worklist from the remittance check data; navigating to a web-based trustee data repository system; executing a login to the trustee data repository using login credentials associated with the client; capturing the response to the login from the trustee data repository system; assessing the captured response to the login to verify success of the login to the NDC site; if the login is unsuccessful, re-performing the steps of navigating to a checking remittance processing start screen; navigating to a voucher page on the trustee data repository system; capturing a response to the voucher page navigation from the trustee data repository system; assessing the captured response to the voucher page navigation to verify that navigation to a correct voucher page is successful; if the navigation is unsuccessful, re-performing the steps of navigating and capturing; executing a voucher search on the voucher page using voucher search data extracted from the check processing worklist; capturing a response to the voucher search from the trustee data repository system; assessing the captured response to the voucher search to verify if a retrieved check identified in the voucher search correctly matches the remittance check; executing a voucher download; capturing a response to the voucher download; assessing the captured response to the voucher download; saving data from the voucher download; parsing the data; generating a remittance item worklist from the saved data; and summing entries in the remittance item worklist, comparing the summed items against a total amount in the remittance check, and reconciling the worklist and remittance check.