System and method of transferring data minutes

摘要

The present disclosure relates generally to systems, computer-implemented methods and computer program product of enabling the transfer of mobile currency between mobile device(s) exchanged for cash with dealers who rent out phones, or bartered for goods and services. The contemplated invention, inter alia, enables transfer of mobile currency either directly between mobile devices or use of a data transfer facility or center for the transfer using a communications network.

主权项

1. A system for the transfer of mobile currency, the system comprising:
at least one server; a communications network in communication with the at least one server; at least one mobile device in communication with the at least one server, wherein communication is via the communications network, a detection module enabled for detecting presence of another member's at least one compatible electronic device within nearby vicinity; a conversion module in communication with the at least one server, wherein the conversion module is configured to convert minutes into currency and currency into minutes, wherein the conversion module is configured to determine applicable minute conversion rates; a software application enabled for transferring minutes from the at least one mobile device to the other member's compatible electronic device while they are directly connected and both devices are touching each other; at least one database, in communication with the at least one server, the database being configured to maintain accounts or records for user(s) of the at least one mobile device; and computer execution code, executable by the at least one server, for operations of the system at least one server and the system modules.