Mobile Payment Apparatus and Method

摘要

A mobile payment apparatus includes a communication unit configured to exchange payment information with a communication peer end using a radio link, a memory configured to store mobile payment software, a SE, including a first storage module and a processor, and at least one CPU configured to execute general operating system software. The processor is configured to load the mobile payment software from the memory to the first storage module and exchange the payment information with the communication unit under action of the mobile payment software. The first storage module is configured to provide memory space for executing the mobile payment software for the processor. The SE and the at least one CPU are located in a first semiconductor chip.

主权项

1. A mobile payment apparatus, comprising:
a transceiver configured to exchange payment information with a communication peer end using a radio link; a memory configured to store mobile payment software; a secure element (SE) comprising a first storage and a processor; and at least one central processing unit (CPU) coupled to the transceiver, the memory, and the SE and configured to:
execute general operating system software; andcontrol at least one of the transceiver, the memory, or the SE under action of the general operating system software, wherein the processor is configured to:
load the mobile payment software from the memory to the first storage;execute the mobile payment software; andexchange the payment information with the transceiver under action of the mobile payment software, wherein the first storage is configured to provide memory space for executing the mobile payment software for the processor, and wherein the SE and the at least one CPU are located in a first semiconductor chip in the mobile payment apparatus.