Telephone-Based Payments Using Tokens

摘要

According to one embodiment, a system includes a memory comprising instructions, an interface, and a processor communicatively coupled to the memory and the interface. The interface is configured to receive, from a user telephone device, a request to complete a transaction using a token associated with the user telephone device. The processor is configured, when executing the instructions, to determine one or more tokens associated with the user telephone device. The interface is further configured to send, to an issuer server, a verification request for the token, and receive, in response to the verification request, translated information associated with the token. The processor is further configured to complete the transaction using the translated information.

主权项

1. A system, comprising:
a memory comprising instructions; an interface configured to:
receive, from a user telephone device, a request to complete a transaction using a token associated with the user telephone device; a processor communicatively coupled to the memory and the interface, the processor configured, when executing the instructions, to determine one or more tokens associated with the user telephone device; wherein the interface is further configured to:
send, to an issuer server, a verification request for the token; andreceive, in response to the verification request, translated information associated with the token; and wherein the processor is further configured to complete the transaction using the translated information.