| 摘要 |
The disclosure relates to a value transfer method, terminal, and cloud server. The method comprises: receiving a value transfer request sent by a terminal, wherein the value transfer request carries user characteristic information, a user account currently logged in by the terminal, and a target value for current value transfer, and the user characteristic information is acquired via a feature extraction performed on a target image by the terminal; on the basis of the user characteristic information and the user account, acquiring credit information and a value transfer history record of a user; performing value transfer on the basis of the credit information, the value transfer history record, and the target value. By extracting the user characteristic information of the target image, the disclosure eliminates the need for the user to manually input an account and a password for value transfer, thus being easy to operate and improving security of value transfer. |
