发明名称 |
Estimating a cost using a controllable inspection vehicle |
摘要 |
Disclosed systems and methods automatically assess claims. A device may receive one or more images of a claimed object, such as a building or vehicle, compare the images to reference images and generate an estimate of financial damages to the object. The device may then generate a claim assessment based on previous comparisons and generated estimates. The claim assessment may be sent directly to a client or to an agent for review and/or processing. |
申请公布号 |
US9489696(B1) |
申请公布日期 |
2016.11.08 |
申请号 |
US201514966226 |
申请日期 |
2015.12.11 |
申请人 |
STATE FARM MUTUAL AUTOMOBILE INSURANCE |
发明人 |
Tofte Nathan L. |
分类号 |
G06Q40/00;G06Q40/08;G06K9/00;G06K9/62;H04N7/18 |
主分类号 |
G06Q40/00 |
代理机构 |
Marshall, Gerstein & Borun LLP |
代理人 |
Marshall, Gerstein & Borun LLP ;Rueth Randall G. |
主权项 |
1. A system comprising:
a controllable inspection vehicle including an image sensor, the controllable inspection vehicle controlled via a transportation module configured to cause the controllable inspection vehicle to travel around a geographic area; and one or more computing devices communicatively coupled to the controllable inspection vehicle, the one or more computing devices configured to:
(a) receive from the controllable inspection vehicle one or more captured images of a building, the one or more captured images captured, via the image sensor, from one or more locations traversed by the controllable inspection vehicle;(b) automatically perform an analysis of the one or more captured images, the analysis of the one or more captured images including:
(i) an image comparison between the one or more captured images and one or more reference images;(ii) a calculation of damage to the building that corresponds to damage to parts of the building to be repaired or replaced, said calculation based on results of the image comparison; and(iii) an estimate of a remedial financial cost to remedy the damage calculated from the image comparison; and(c) store to a memory the estimated remedial financial cost. |
地址 |
Bloomington IL US |