Apparatus, method and system for electronic gifting

摘要

Electronic gifting is performed using various devices, servers, and other system nodes on a network. A gifting server and a transaction facility server associated with a transaction facility have access to the network. A donor's personal electronic device and a recipient's personal electronic device also have access to the network. Both the donor personal electronic device and the recipient personal electronic device may be enabled with the light-simulated barcode technology and/or NFC technology. Financial systems such as, for example, credit card systems, banking systems, and loyalty card systems may also have access to the network, or may be directly accessible to the transactions facility systems.

主权项

1. A method of gifting comprising:
preparing a gifting order on a donor device, the gifting order including a gift designator designating a gift; communicating the gifting order to a gifting server; preparing a gifting transaction document on the gifting server, the gifting transaction document including redemption credentials; incrementing a recipient account in accordance with the gift designator; communicating the gifting transaction document to a personal electronic device; communicating a security token from the donor device to the personal electronic device; authenticating the gifting server through comparing the security token communicated from the donor device to a security token received from the gifting server, said comparing being performed at the personal electronic device; beaming the redemption credentials from the personal electronic device to a transaction facility using a variable light source of the personal electronic device to transmit a light simulated barcode; decrementing the recipient account in response to the redemption credentials beaming step, in accordance with the gift designator; and providing the gift to the recipient from the transaction facility.