| 主权项 |
1. A method for confirming post-authorization erasure of a transaction payment using reward points, comprising:
storing, in an account database, a plurality of account profiles, wherein each account profile includes data related to a reward account including at least an account identifier, a point amount, and contact information; receiving, by a receiving device, a transaction message associated with a payment transaction, wherein the transaction message includes at least a specific account identifier and a transaction amount; identifying, by a processing device, a specific account profile stored in the account database where the included account identifier corresponds to the specific account identifier included in the received transaction message; calculating, by the processing device, a point cost based on at least the transaction amount included in the received transaction message; identifying, by the processing device, an authorization reference key, wherein the authorization reference key is associated with the payment transaction and the identified specific account profile; identifying, by the processing device, a unique identifier, wherein the unique identifier is associated with the authorization reference key; storing, in a record database, an authorization record, wherein the authorization record includes at least the identified authorization reference key and the identified unique identifier; generating, by the processing device, a request message, wherein the request message includes at least the identified unique identifier and at least one of: the calculated point cost and the transaction amount included in the received transaction message; and transmitting, by a transmitting device, the generated request message to a consumer associated with the identified specific account profile based on the included contact information. |
