| 摘要 |
According to one aspect, the subject matter described herein includes a method for using a mobile device to effect a secure electronic transaction. In one embodiment, the method includes: at an ecommerce website, creating a payment process having a payment process identifier (PPID) and being associated with an electronic transaction requested by a user engaged in an ecommerce session with the ecommerce website via a computing platform separate from a mobile device of the user, and transmitting the PPID to the mobile device of the user; at the mobile device, receiving the PPID and sending the PPID to a mobile backend server for storing and maintaining user payment information; and at the mobile backend server, identifying the user, determining payment information for the identified user, and sending the user's payment information to the ecommerce website for use to complete the electronic transaction. |
