Remote revocation of application access based on non-co-location of a transaction vehicle and a mobile device

摘要

Embodiments of the invention relate to an invention for accessing a remotely located mobile device of a user based on certain events is provided. The system, method, and computer program product are configured to: (a) monitor one or more transaction involving a transaction vehicle of a user; (b) determine a physical location of a transaction vehicle based at least partially on the one or more transactions; (c) determine a geographic location of a mobile device of the user, wherein the mobile device is associated with the transaction vehicle; (d) determine whether or not the transaction vehicle of the user and the mobile device of the user are co-located; and (e) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on determining that the mobile device and the transaction vehicle of the user are not co-located.

主权项

1. A system for accessing a remotely located mobile device of a user, the system comprising:
a computer apparatus including a processor and a memory; and a software module stored in the memory, comprising executable instructions that when executed by the processor cause the processor to:
monitor one or more transactions involving a physical payment transaction vehicle of a user, wherein the payment transaction vehicle includes a positioning device;determine, via the positioning device on the transaction vehicle, a geographic location of the payment transaction vehicle based at least partially on the one or more transactions;determine, via a second positioning device in a mobile device of the user, a geographic location of the mobile device, wherein the mobile device is associated with the payment transaction vehicle;determine that the payment transaction vehicle of the user and the mobile device of the user are not co-located, based on a predefined proximity bridge, which is a distance range between the geographic location of the payment transaction vehicle and the geographic location of the mobile device and is predefined by the user, wherein the mobile device and the payment transaction vehicle are not co-located if the geographic location of the mobile device and the geographic location of the payment transaction vehicle are not within the predefined proximity bridge;disable functionality of one or more applications or one or more features on the mobile device, based at least partially on determining that the mobile device and the payment transaction vehicle are not co-located, wherein disabling comprises reconfiguring the one or more applications or the one or more features on the mobile device; andprovide a notification to the user indicating that functionality of the one or more applications or the one or more features accessible to the mobile device are disabled.