发明名称 Systems and methods for biometric e-signature
摘要 A vendor system may allow a user to electronically sign documents. The vendor system may receive a package of biometric information from the user. In one embodiment, the vendor system may compare the received package of biometric information with a registered package of biometric information associated with the user. If the received package of biometric information matches the registered package of biometric information, the vendor system may sign a document with an electronic signature.
申请公布号 US9596088(B1) 申请公布日期 2017.03.14
申请号 US201414584023 申请日期 2014.12.29
申请人 United Services Automobile Association (USAA) 发明人 Oakes, III Charles Lee
分类号 H04L9/32;H04L9/08;G06F21/32 主分类号 H04L9/32
代理机构 Nixon Peabody LLP 代理人 Fuchs Joseph A.;Nixon Peabody LLP
主权项 1. A method of electronically signing documents, the method comprising: storing a registered package of biometric information in a database including a list of registered packages of information organized in a tree with a first credential being the root of the tree or in a hierarchy with the first credential being at a top of the hierarchy; receiving the first credential associated with the registered package of biometric information at a vendor system, wherein the first credential is sent from a user of a user's electronic device and is verified by the vendor system to access the vendor system; receiving an electronic document and a request to sign the electronic document at the vendor system, wherein the electronic document and the request are sent from the user of the user's electronic device to the vendor system; receiving a package of biometric information at the vendor system, wherein the package is sent from the user of the user's electronic device to the vendor system and includes a measure of biological life of a user of user's electronic device; comparing the received package of biometric information with the registered package of biometric information associated with the user, wherein the registered package of biometric information is received and approved by the vendor system prior to receiving the package of biometric information; displaying the electronic document to the user on the user's electronic device, wherein the electronic document is displayed by the vendor system; signing the electronic document by affixing a biometric signature associated with the user to the electronic document if, based on the comparison, the received package of biometric information matches the registered package of biometric information, wherein signing the electronic document is performed by the vendor system and wherein the biometric signature includes the registered package of biometric information; and notarizing the electronic document in response to finding a match between the received package of biometric information and the registered package of biometric information by applying a notary seal to the electronic document.
地址 San Antonio TX US