DIFFERENTIAL DELIVERY OF LOAN APPLICATION CONTENT TO APPLICANTS ON MOBILE DEVICES, AND OTHER DIFFERENTIAL CONTENT DELIVERY

摘要

Differential state-specific content delivery depending on user actual geographic location by state within the United States is provided. Some uses for the technology include consumer loan application-processing systems, consumer leasing application-processing systems, and insurance claims-processing systems.

主权项

1. A system comprising:
a computer system comprising a server system and configured to receive incoming data files from mobile telephone devices and further configured to receive GPS location data from mobile telephone devices; a library of state-specific content stored in compartmentalized manner by state for a plurality of states S1 . . . Sn; a plurality of mobile telephone devices M1 . . . Mn each capable of transmitting GPS location; and wherein the computer system performs steps comprising:
receiving an incoming communication from a mobile telephone device while receiving GPS location data from the mobile telephone device;shielding the mobile telephone device that has communicated with the computer system from being sent, in an outgoing communication by the computer system back to the mobile telephone device, any content from the library other than state-specific content from a compartment for the exact state that is the state housing the GPS coordinates of the GPS location data received from the mobile phone device.