Location based authentication methods and systems

摘要

A wearable computing device, such as a wearable credit card type device or a wearable identification type device, that provides for location based authentication to verify that a user currently in possession of the wearable computing device is indeed the authorized user. In this aspect, the wearable computing device may detect wireless network signals in range of the wearable computing device, and transmit authentication data and the detected wireless network signals to an authentication service. The wearable computing device may then be authenticated when the authentication data corresponds to the user and the detected wireless network signals correspond to a pre-authorized location for authentication.

主权项

1. A method comprising:
determining to perform a user authentication based at least in part on initiation of a payment transaction; receiving, by a device at a first time and at a point of sale location, user input authentication data identifying a user; determining the user input authentication data matches at least a portion of stored authentication data stored on the device; detecting, by the device proximate to the first time, a Wi-Fi signal; determining an identifier corresponding to the Wi-Fi signal; determining the identifier matches a first stored identifier stored on the device, wherein the first stored wireless network identifier corresponds to the point of sale location; determining the point of sale location corresponds to an authorized location; and authorizing the payment transaction.