发明名称 Processing Transactions Using Convertible Optimized Attribute Packages
摘要 In one embodiment, a method includes receiving an indication that a user has initiated a transaction and determining whether location information identifying a location of the transaction was received. A first attribute package of a plurality of attribute packages of the user may be identified based on customized rules and, if received, based on the location information. An identification of the first attribute package may be sent to the user's client system as a recommended payment attribute package for processing the transaction. In response to the identification of the first attribute package, the transaction may be opened, and a payment attribute package for the transaction may be set to the first attribute package. The transaction may be held open for a predetermined period of time to allow the user to modify the payment attribute package for the transaction to a different attribute package.
申请公布号 US2017116601(A1) 申请公布日期 2017.04.27
申请号 US201514924593 申请日期 2015.10.27
申请人 JPMorgan Chase Bank, N.A. 发明人 Lore Nicholas M.;Gantert Brian S.;McMillen Richard W.;Durgadin Sanjay;Wooldridge Daryl;Arnone Joseph;Spinnenweber Heather
分类号 G06Q20/38;G06Q20/42;G06Q20/32 主分类号 G06Q20/38
代理机构 代理人
主权项 1. A method, comprising: receiving, by one or more computing devices of a transactional system, an indication that a user initiated a transaction; determining, by the one or more computing devices, whether location information was received, the location information indicating a location of the transaction; identifying, by the one or more computing devices, a first attribute package of a plurality of attribute packages of the user based on one or more customized rules associated with the user and, if it is determined that the location information was received, based on the location information; sending, by the one or more computing devices, an identification of the first attribute package to a client system of the user as a recommended payment attribute package of the plurality of attribute packages for processing the transaction; opening, by the one or more computing devices, in response to the identification of the first attribute package, the transaction, wherein a payment attribute package for the transaction is set to the first attribute package; and holding, by the one or more computing devices, the transaction open for a predetermined period of time to allow the user to modify the payment attribute package for the transaction to a different attribute package of the plurality of attribute packages.
地址 New York NY US