METHOD FOR PREDICTING PURCHASING BEHAVIOUR OF DIGITAL WALLET USERS FOR WALLET-BASED TRANSACTIONS

摘要

A computer-implemented method for predicting purchasing behaviour of digital wallet users for wallet-based transactions made by the digital wallet users is provided. The method includes identifying payment card users having a profile characteristic that matches the profile characteristic of the digital wallet users. The method also includes retrieving historical transaction data by querying a transaction database, wherein the historical transaction data relates to a plurality of historical transactions settled for the identified payment card users. The method further includes identifying, from the retrieved historical transaction data, transaction information of the identified payment card users to derive purchasing behaviour of the identified payment card users. The method also includes predicting the purchasing behaviour of the digital wallet users for wallet-based transactions made by the digital wallet users, based on the derived purchasing behaviour of the identified payment card users.

主权项

1. A computer-implemented method for predicting purchasing behaviour of digital wallet users for wallet-based transactions made by the digital wallet users, the digital wallet users satisfying a profile characteristic, the method comprising:
identifying payment card users having a profile characteristic that matches the profile characteristic of the digital wallet users; retrieving historical transaction data by querying a transaction database, the historical transaction data relating to a plurality of historical transactions settled for the identified payment card users; identifying, from the retrieved historical transaction data, transaction information of the identified payment card users to derive purchasing behaviour of the identified payment card users; and predicting the purchasing behaviour of the digital wallet users for wallet-based transactions made by the digital wallet users, based on the derived purchasing behaviour of the identified payment card users.