发明名称 Systems and methods for assessing property damage
摘要 A damage assessment module operating on a computer system automatically evaluates a property, estimating damage to the property by analyzing a point cloud of a property. The damage assessment module identifies individual point clusters or segments from the point cloud and detects potentially damaged areas of the property surface by identifying outlier points in the point clusters. The damage assessment module may be used to determine the financial cost of the damage and/or determine whether the property should be replaced or repaired. In addition to eliminating the need for an estimator to visit the property in person, the damage assessment module improves the consistency and accuracy associated with estimating damage to a property.
申请公布号 US9633146(B2) 申请公布日期 2017.04.25
申请号 US201414269920 申请日期 2014.05.05
申请人 STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY 发明人 Plummer Bryan Allen;Cross Drew;Tofte Nathan L.
分类号 G06Q40/00;G06F17/50;G06Q40/08;G06T7/00;G06T17/00 主分类号 G06Q40/00
代理机构 Marshall, Gerstein & Borun LLP 代理人 Marshall, Gerstein & Borun LLP ;Rueth Randall G.
主权项 1. A computer implemented method for estimating damage to a property, the method comprising: scanning a property with a three dimensional (3D) scanner to generate a 3D point cloud of the scanned property; storing the 3D point cloud to a memory device; causing one or more processors to access the 3D point cloud stored at the memory device and to implement a damage assessment module for: (i) comparing a first segment of the generated 3D point cloud to a model point cloud, the first segment corresponding to a first object of a plurality of objects detectable at a surface of the property;(ii) identifying based on the comparison of the first segment to the model point cloud, a set of outlier points from the first segment; and(iii) associating the identified set of outlier points with a damage status; generating, by said one or more processors and based at least in part on the damage status associated with the set of outlier points, a report of estimated damage to the property; and displaying, at a user interface device, the generated report of estimated damage to the scanned property.
地址 Bloomington IL US