| 摘要 |
Distributed crypto currency chargeback systems and methods include at least one system provider device receiving, through a network from a payer device associated with a payer, a chargeback report associated with a first transaction of a plurality of transactions performed using a distributed crypto currency, where the first transaction involves the payer and a payee. The at least one system provider device publishes the chargeback report in a chargeback ledger. The at least one system provider device receives, through the network from a payee device associated with the payee subsequent to publishing the chargeback ledger including the chargeback report, a chargeback response associated with the first transaction. The at least one system provider device then publishes the chargeback response in the chargeback ledger. |
| 主权项 |
1. A distributed crypto currency chargeback system, comprising:
a non-transitory memory; and one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:
signing, along with a payer, a multi-signature distributed crypto currency transaction that transfers an amount of crypto currency from an address controlled by the payer to an address controlled by a payee;identifying, through a network, a chargeback report that was published to a chargeback ledger by a payer device of the payer, wherein the chargeback report is associated with the multi-signature distributed crypto currency transaction that transferred the amount of crypto currency from the address controlled by the payer to the address controlled by the payee;identifying, through the network subsequent to the chargeback report being published to the chargeback ledger, a chargeback response that was published to the chargeback ledger by a payee device of the payee, wherein the chargeback response is associated with the multi-signature distributed crypto currency transaction that transferred the amount of crypto currency from the address controlled by the payer to the address controlled by the payee;analyzing the chargeback report and the charge back response; andtransferring, through the network in response to analyzing the chargeback report and the chargeback response, the amount of crypto currency from an address controlled by a chargeback insurance entity to an address controlled by the payer. |
