AUTHENTICATION SYSTEMS AND METHODS USING HUMAN READABLE MEDIA

摘要

The invention provides a method and system for authenticating a financial transaction using a display on a customer device. The method may include outputting display data to a customer, the display data for generating a display on a display portion of the customer device, the display data including (1) at least one image, and (2) coordinates at which to display the image on the display portion. The method may further include inputting selected coordinates from the customer, the selected coordinates representing positions on the customer's display portion that the customer selected; comparing the selected coordinates, which were input from the customer, vis-à-vis the display data so as to effect an authentication determination; and outputting the results of the authentication determination to the customer.

主权项

1. A method for authenticating a financial transaction using a display on a customer device, the method comprising:
outputting, by at least one computer processor to a touch-sensitive display, at least one image comprising a plurality of coordinates; receiving a plurality of selected coordinates from the touch-sensitive display, each selected coordinate representing a coordinate from the at least one image that the touch-sensitive display sensed to be physically contacted by the customer; the at least one computer processor determining whether to authenticate the customer by comparing the plurality of selected coordinates to a plurality of stored coordinates associated with the customer; and the at least one computer processor outputting the authentication determination to the touch-sensitive display.