Integrated System and Method For Enabling Mobile Commerce Transactions Using Active Posters and Contactless Identity Modules

摘要

A method, integrated system and Active Poster for processing mobile touch transactions. The integration consists of an RFID or other near field communication enabled device which may be standalone, affixed to, or part of a mobile or hand held portable wireless communication device (optionally using a Contact Less (CL) SIM with near field communication capability), a touch sensitive Active Poster also with near field communication capability, an issuer's or mobile network provider's system and application and a host computer with networking capability.

主权项

1. A method of facilitating a mobile commerce transaction in a system comprising:
an active poster device comprising a first NFC component and at least one of a touch sensitive computer screen and a button; a host computer in communication with said active poster device over at least one network, a service provider server in communication with said host computer over the at least one network; and said host computer configured to have a correspondence between a plurality of device identifiers and a plurality of user account numbers with said service provider, wherein the method comprises:
detecting proximity of a second NFC component by said first NFC component in said active poster device;receiving a device identifier from said second NFC component by said first NFC component in said active poster device;identifying a selected mobile commerce transaction by detecting a button operation or a touch on the touch sensitive computer screen of said active poster device;generating a transaction identification code by said active poster device; said transaction identification code being unique for each mobile commerce transaction;providing, by said active poster device, said transaction identification code and said device identifier to said host computer;receiving, by said host computer, said transaction identification code and said device identifier, and identifying said user account with said service provider, either from records stored on said host computer or via communication with said service provider server, and communicating with said service provider server in order to request completion of the selected commerce transaction; andperiodically providing, by said host computer, instructions to the active poster device for identifying available transactions to be displayed on said computer screen of said active poster device.