FLEXIBLE AND PRIORITIZED MULTI-PURSE TABLES FOR MULTI-ACCOUNT BENEFIT PLAN MANAGEMENT AND PROCESSING

摘要

Disclosed herein are system, method, and computer program product embodiments for configuring a multi-purse (MP) table for representing a benefit plan including multiple accounts and respective eligible services. An embodiment operates by storing MP table configurations within a management database. Upon receiving a plan offering for an employee, an MP table selection component of the management system may select an MP table configuration from the stored MP table configurations. The MP table selection component may configure an MP table using the selected MP table configuration by enabling access indicators of respective account types of the MP table that satisfy at least one of the received plurality of accounts in the plan offering. Upon configuration of the MP table, a distribution component of the management system may send the MP configuration to a card vendor configured to process claims received at the card vendor.

主权项

1. A system, comprising:
a management database configured to store a plurality of multi-purse (MP) table configurations, each MP table configuration comprising account types and respective priorities, eligible service types, and access indicators; a user status processing system, implemented by a management server coupled to the management database, the user status processing system comprising:
an interface configured to receive, from an employer server, a plan offering for a user, wherein the plan offering comprises a plurality of accounts, each account associated with eligible service types;an MP table selection component configured to select, from the plurality of MP table configurations, an MP table configuration having a plurality of account types that collectively satisfies the received plan offering;an MP table configuration component configured to configure an MP table for the user using the selected MP table configuration such that each access indicator of respective account types, from the plurality of account types, that satisfy at least one of the received plurality of accounts in the plan offering is enabled; anda distribution component configured to send, upon configuration of the MP table, the MP table configuration to a card vendor configured to process claims received at the card vendor based on priorities and eligible service types of account types having respective enabled access indicators.