TOKENIZED DATA HAVING SPLIT PAYMENT INSTRUCTIONS FOR MULTIPLE ACCOUNTS IN A CHAIN TRANSACTION

摘要

There are provided systems and methods for tokenized data having split payment instruction for multiple accounts in a chain transaction. A user may provide a payment to a merchant that sells one or more items to the user. In order to sell items, the merchant may utilize a partner service that provides resources for the merchant to sell the items, such as an online marketplace. The partner service may require a payment for each transaction by the merchant using the partner service. Thus, when a payment request is generated to the merchant for items sold to the user, the partner service may attach to the payment request and provide a split payment request for a split payment from the payment request. The payment between the user and merchant may be processed, and a separate transaction may provide the split payment automatically to the partner service from the merchant.

主权项

1. A payment provider system, comprising:
a non-transitory memory storing payment account information for a merchant payment account for a merchant and a partner payment account for a partner service; and one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations of:
receiving, from the partner service, a payment request for a payment by the user to the merchant for at least one item purchased by the user from the merchant using a payment instrument for the user, wherein the merchant uses a marketplace platform provided by the partner service to sell the at least one item;processing a payment to the merchant payment account using the payment instrument;accessing a split amount request for a split payment to the partner service based on an agreement for a fee paid to the partner server by the merchant for use of the marketplace platform;determining the merchant payment account for the merchant; andprocessing the split payment to the partner account using the merchant payment account.