Automated Financing Workflow

摘要

A computer-based system processes applications for financing, such as applications for equipment financing. The system represents each financing application process using a collection of data structures, referred to as “navigable items.” Each person involved in a financing application process, such as the applicant, sales representative, and sales manager, may be assigned a corresponding role. The user experience that the system provides to each user in connection with the financing application process, such as the information that the system does and does not present to the user in connection with the financing application process, varies depending on the content of the navigable items within the process and the role of the user in the process. In this way, embodiments of the present invention provide a flexible system that adapts its behavior both to different financing products and to the roles of different users within financing application processes.

主权项

1. A method performed by at least one computer processor executing computer program instructions stored on at least one non-transitory computer-readable medium, the method comprising:
(A) receiving a first request from a first user to access a portal for processing a financing application; (B) identifying a first role associated with the first user; (C) identifying an organization and tier associated with the portal; (D) granting, to the first user, a first set of privileges to access the tier of the portal as dictated by the first role associated with the first user; (E) receiving a second request from a second user to access the portal for processing the financing application; (F) identifying a second role associated with the second user; and (G) granting, to the second user, a second set of privileges to access the tier of the portal as dictated by the second role associated with the second user; wherein the first set of privileges differs from the second set of privileges.