| 主权项 |
1. A computer-implemented method comprising:
(a) retrieving, by a processor, from a database a first data set associated with a first school district, said first data set comprising a range of financing and timeline requirements associated with said first school district, a prior debt amount associated with said first school district, and a projected tax receipt associated with said first school district for next 3 to 6 years; (b) based on said first data set, selecting, by said processor, a school district to participate in a short-term bond program, wherein said short-term bond program comprises a 3 to 6 year amortization period; (c) upon said selection of said school district, retrieving, by said processor, from said database a second data set, said second data set comprising an assessed valuation associated with said selected school district, a historic growth rate associated with assessed valuations associated with said selected school district, a range of financing and timeline requirements associated with said selected school district, a projected bond interest rate on future borrowings, a range associated with a bond series term, and a legal maximum tax rate under proposition 39; (d) based on said second data set, calculating, by said processor, a short-term bond program comprising:
determining, by said processor, a tax rate on private property associated with said school district, wherein said tax rate does not exceed said legal maximum tax rate under proposition 39;determining, by said processor, a number of bond series;determining, by said processor, a dollar amount associated with each said bond series;determining, by said processor, a term associated with each said bond series; andcalculating interest payment amounts, estimated short-term bond series costs, debt ratio, total proceeds, and estimated savings realized by using said short-term bonds; and (e) generating a presentation associated with said short-term bond program to deliver to a recipient device. |
