Anti-crimes online transaction system

摘要

Anti-money laundering, anti-terrorist financing and other anti-crimes measures are enforced in compliance with the Bank Secrecy Act and the USA PATRIOT Act in the USA or equivalent laws in other countries, and crimes in financial transaction activities such as online banking, trading, money services, shopping, payment, etc. are reduced. Embedded identification information is read from a machine-readable official government issued identification document such as a passport, driver's license, etc., and such information is sent to a financial institution for approval and for anti-money laundering, anti-terrorist financing and other anti-crimes purposes.

主权项

1. A computerized method for processing encrypted transaction details, comprising:
receiving, at a computer system, account identification information and encrypted transaction details via a terminal comprising a reader configured to read embedded personal identification data from a passport submitted by a presumed account holder, and the terminal being configured:
to receive transaction details from the presumed account holder, andto encrypt the transaction details with a first key derived from a set of alpha-numerical characters selected from the embedded personal identification data; decrypting, by the computer system, the encrypted transaction details with a second key derived from the set of alpha-numerical characters selected from personal identification data of an account holder, an account being identified by the account identification information, and the personal identification data being pre-stored with the account; and performing, by the computer system, a transaction associated with the encrypted transaction details when the encrypted transaction details are decrypted by the second key.