MOBILE APPLICATION BASED ACCOUNT AGGREGATION

摘要

Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for automating the collection of user information for account aggregation. In one aspect, a method includes receiving, at a server computer system from a mobile device of a user, a first user request to access account information; receiving, at the server computer system from a provider computer system, a plurality of mobile device applications; for each respective establishment of the plurality of establishments: storing, at the server computer system, establishment login credentials of the user to access account information of the user at a computer system of the respective establishment, and obtaining account information of the user at the respective establishment; aggregating, on the computer system, all the account information of the user from the respective mobile device application of each establishment; and providing to the mobile device the aggregated account information of the user.

主权项

1. A system, comprising:
one or more computers; one or more storage device storing instructions that, when executed by the one or more computers, cause the one or more computers to perform operations comprising: receiving, at a server computer system from a mobile device of a user, a first user request to access account information from a plurality of establishments; receiving, at the server computer system from a provider computer system, a plurality of mobile device applications, each mobile device application associated with a respective establishment of the plurality of establishments; storing, at the server computer system, the plurality of mobile device applications; for each respective establishment of the plurality of establishments:
storing, at the server computer system, establishment login credentials of the user to access account information of the user at a computer system of the respective establishment, andobtaining account information of the user at the respective establishment, by running the respective mobile device application of the respective establishment on the server computer system, and using the stored establishment login credentials of the user to access the computer system of the respective establishment; aggregating, on the computer system, all the account information of the user from the respective mobile device application of each establishment of the plurality of establishments; and providing to the mobile device the aggregated account information of the user.