| 摘要 |
A computer-based system, method and non-transitory medium for reducing cost to an issuer of a debt instrument. One or more computers and connected electronic storage that stores the computer-executable instructions, and data, together, process a structure for the operation of the debt investment which includes handling interactions with participants in the debt instrument and administrators by way of network connections. The computers establish payback terms for participants in the debt investment, including a standard payback scenario for most participants and an accelerated payback scenario for certain participants; establish identifiable certificates for portions of the debt; sell the identifiable certificates to the participants at an investment amount; select the certain participants for accelerated payback by randomly selecting certificates according to pre-established criteria; and arrange for the accelerated payback to the certain participants at one time and later payback for other participants at a later time. |
