发明名称 |
SYSTEMS AND METHODS FOR CORRELATING CARDHOLDER IDENTITY ATTRIBUTES ON A PAYMENT CARD NETWORK TO DETERMINE PAYMENT CARD FRAUD |
摘要 |
A method and system for correlating cardholder identity attributes on a payment card interchange network using a computer device coupled to a database are provided. The method includes storing at a central store, personally identifiable information from an issuer for a plurality of payment card cardholders, the personally identifiable information encrypted to prevent payment card transaction data from being associated with the personally identifiable information, receiving, from a merchant, personally identifiable information during a payment card transaction, encrypting the received personally identifiable information, and comparing the encrypted stored personally identifiable information to the encrypted received personally identifiable information to determine a risk of fraud during the payment card transaction. |
申请公布号 |
EP3022701(A4) |
申请公布日期 |
2017.03.15 |
申请号 |
EP20140826355 |
申请日期 |
2014.07.07 |
申请人 |
MasterCard International Incorporated |
发明人 |
GROARKE, Peter J.;WIESMAN, Mark B.;CHISHOLM, John Delton;LONE, Ishfaq A. |
分类号 |
G06Q20/40;G06Q20/34;G06Q20/38;G06Q20/42 |
主分类号 |
G06Q20/40 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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