SECURE DATA INTERACTION METHOD AND SYSTEM

摘要

Provided are a secure data interaction method and system, the method comprising: a terminal scans an intelligent cryptographic device within signal coverage, and acquires the identifier information of the scanned intelligent cryptographic device; the terminal and a background system server authenticate each other, and/or the terminal and the intelligent cryptographic device authenticate each other; the terminal acquires user information corresponding to the intelligent cryptographic device according to the identifier information of the scanned intelligent cryptographic device; and the terminal stores the user information in a pre-established current user list. Thus, the present invention constructs a method system of mutually authenticating the background system server, the terminal and the intelligent cryptographic device, and establishes security channels there between to prevent phishing risks and transaction risks such as transaction information tampering, remote hijacking and middle-man attacks, thus effectively ensuring fund security of a user possessing the intelligent cryptographic device and a merchant possessing the terminal.

主权项

1. A secure data interactive method, comprising:
scanning, by a terminal, an intelligent cipher token in a signal coverage range and obtaining identification information of the intelligent cipher token; conducting a mutual authentication between the terminal and a background system server, and/or conducting a mutual authentication between the terminal and the intelligent cipher token; obtaining, by the terminal, user information corresponding to the intelligent cipher token based on the identification information of the intelligent cipher token; and storing, by the terminal, the user information into a pre-established current user list.