SYSTEM FOR AUTHENTICATING A MOBILE DEVICE FOR COMPREHENSIVE ACCESS TO A FACILITY

摘要

Embodiments of the invention are directed to systems, methods, and computer program products for authenticating the use of a wearable device to execute a transaction. The system is configured to receive an indication that a user is in possession of the wearable device; authenticate the wearable device; transmit a pointer associated with the token to a global merchant device; receive an indication from the user to execute a transaction with at least one of the one or more local merchant devices; retrieve information identifying the token; transmit a first notification associated with the transaction to the global merchant device; determine a match between the wearable device and the pointer associated with the token; determine that the user continues to remain in possession of the wearable device; and complete execution of the transaction.

主权项

1. A system for authenticating the use of a wearable device for comprehensive access to a merchant facility, the system comprising:
one or more memory devices; one or more processing devices operatively coupled to the one or more memory devices; and computer instruction code stored in the one or more memory devices and structured to cause the one or more processing devices to:
electronically receive an indication that a user is in possession of the wearable device, the wearable device being associated with a token, wherein the token comprises information associated with one or more financial institution accounts of the user;authenticate the wearable device at a first time based on at least receiving the indication that the user is in possession of the wearable device;electronically transmit a pointer associated with the token to a global merchant device, the global merchant device is associated with one or more local merchant devices, wherein the one or more local merchant devices are within a geographic vicinity associated with the global merchant device;electronically receive an indication from the user to execute a transaction with at least one of the one or more local merchant devices, wherein the transaction is executed using a wearable device;retrieve information identifying the token based on at least receiving the indication that the transaction is executed using the wearable device;electronically transmit a first notification associated with the transaction to the global merchant device, wherein the first notification comprises an indication that the transaction is being executed at the at least one local merchant device using the wearable device, wherein the notification comprises the information identifying the token associated with the wearable device;determine a match between the wearable device and the pointer associated with the token based on at least the information identifying the token associated with the wearable device;determine that the user continues to remain in possession of the wearable device based on at least continuously monitoring the wearable device from the first time;execute the transaction using at least one of the one or more financial institution accounts of the user associated with the token, wherein the transaction is executed at the global merchant device; andelectronically transmit a second notification to the at least one of the one or more local merchant devices associated with the transaction to indicate a successful execution of the transaction at the global merchant device.