摘要 |
A computer-implemented method for facilitating loans including receiving a loan request specifying a requested loan amount from a plurality of borrowers via a lending platform. The method includes reviewing at least one social media account or profile of each of the plurality of borrowers, and assigning a credit score to each of the borrowers based at least in part on content of the at least one social media account or profile of each borrower. The method further includes providing information relating to the requested loan amount and the assigned credit score of each of the plurality of borrowers to a plurality of lenders via the lending platform, and enabling each lender select at least one of the potential borrowers to receive loaned funds from the lender. |