发明名称 |
IDENTITY VERIFICATION SYSTEM AND ASSOCIATED METHODS |
摘要 |
A computer system and associated methods for verifying user identities online. Identity claims made by a requestor of an online access and/or a trusted transaction may be verified by associating digital credentials to verified personal identification information (PII) retrieved from real world events. PII item(s) may be retrieved from third-party verified identity information sources. Verified personal attributes related to PII items may be identified and correlated with the requestor's digital credentials, and stored to a verified identity record. Additional digital credentials for the same requestor may be similarly identified, correlated, and stored to the verified identity record. A subsequent transaction request by a person claiming the requestor's identity may be compared with the verified identity record. An identity match indicator and/or a match confidence score may be created and used to determine the risk that the identity claim by the person requesting the transaction is false. |
申请公布号 |
EP3132564(A2) |
申请公布日期 |
2017.02.22 |
申请号 |
EP20150782696 |
申请日期 |
2015.03.31 |
申请人 |
Trulioo Information Services Inc. |
发明人 |
UFFORD, Stephen;NASH, Andrew |
分类号 |
H04L9/32;G06F21/31 |
主分类号 |
H04L9/32 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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