MOBILE CREDIT ACQUISITION

摘要

A method for mobile credit acquisition is disclosed. The method deploys a shopping incentive offer, the shopping incentive offer for a shopping incentive. A device identifier associated with a user's mobile device is received in response to a user responding to the shopping incentive offer on the user's mobile device. In addition, a user identifier is received for the user. The device identifier and the user identifier are used to obtain user specific information useable for a credit prescreen. The shopping incentive is then provided to the user's mobile device. If the user does pass a credit prescreen, a pre-approved credit offer is also provided to the user via the user's mobile device in conjunction with the shopping incentive.

主权项

1. A non-transitory computer-readable storage medium having instructions embodied therein that when executed cause a computer system to perform a method for mobile credit acquisition, the method comprising:
deploying a shopping incentive offer, said shopping incentive offer for a shopping incentive; receiving a device identifier associated with a user's mobile device, said receiving in response to a user responding to said shopping incentive offer on said user's mobile device; receiving a user identifier for said user; utilizing the device identifier and the user identifier to obtain a user specific information useable for a credit prescreen; utilizing said user specific information to perform a prescreen; providing the shopping incentive to said user's mobile device; and when the user does pass a credit prescreen, providing a pre-approved credit offer to said user via said user's mobile device in conjunction with said shopping incentive.