| 摘要 |
A method, executed by a computer, for managing financial instruments includes receiving a financial instrument value and financial instrument details for a financial instrument, wherein the financial instrument's value and the financial instrument details are extracted from an image of the financial instrument using image processing tools, and sequestering a monetary amount in a monetary account corresponding to the financial instrument details, wherein the monetary amount is equal to an exchangeable value of the financial instrument. A computer program product and computer system corresponding to the above method are also disclosed herein. |
| 主权项 |
1. A method of managing financial instruments, the method comprising:
receiving, from a mobile device, a financial instrument value and one or more financial instrument details for a financial instrument, wherein the financial instrument value and the one or more financial instrument details were extracted from an image of the financial instrument using image processing tools;
wherein the one or more financial instrument details comprises at least one of a financial instrument number, a date, payee information, payer information, account identifier information, and memo information; calculating an expiration date for the financial instrument from the date; sequestering a monetary amount corresponding to the financial instrument value in a monetary account corresponding to the one or more financial instrument details alerting a payer when the financial instrument is deposited; in response to a current date being the expiration date, notifying the payer that the financial instrument has expired and unsequestering the monetary amount; in response to a request by the payer, unsequestering the monetary amount; and reporting to the payer a net balance of the monetary account as equal to an original balance of the monetary account minus the monetary amount. |
