摘要 |
In recent years, the number of global companies not restricted to one country but having bases in a plurality of countries has increased in conjunction with the expansion of the scale of overseas business. Each company is now able to make loan applications in their own country and receive finance in another country, through the branch offices of financial institutions in each country. When financing across borders, in particular, a managerial decision request form is circulated to a plurality of countries, a plurality of branches, and a plurality of departments. For this reason, credit data for the party to the finance may have been updated during the period that the managerial decision request form is being circulated. Therefore, a method and system are needed whereby managerial decision request forms can be approved on the basis of the latest credit data and loans can be issued. Provided is a method and system whereby, if credit data for the party to the finance has been updated even prior to approval, the updated information can be reflected in the managerial decision request form, the managerial decision request form can be approved on the basis of the latest credit data, and loans can be issued. |
申请人 |
SUMITOMO MITSUI BANKING CORPORATION |
发明人 |
UGAJIN, Kiyonori;IKEDA, Kazuya;KATO, Fumitaka;YODA, Yoshiaki;HAYASHI, Masato;MIZUGUCHI, Takuya;MATSUO, Sho;KANOU, Masato |