摘要 |
A method, system, and apparatus for altering electronic certificates and processing data exchange. The method for altering an electronic certificate comprises: after receiving over a second money management server an electronic certificate sent by a first money management server, a second terminal sends to the second money management server a request message to change the recipient of the electronic certificate to the user of a third terminal (101); the second money management server receives the request message, and sends a request message to the third terminal (102); the third terminal receives the request message, and sends a response message to the second money management server (103); and the second money management server receives the response message, and on the basis of the response message, changes the recipient of the electronic certificate to the user of the third terminal (104). The present method enables the user of the second terminal to freely alter the payee to the user of another terminal, such that the manner of receiving payment is more flexible. |