摘要 |
An online funds management method, and a data interaction processing method and device. The online funds management method comprises: a first participant sends a request to freeze account funds of a second participant to a first funds management server (S101); in response to the request, the first funds management server performs first participant identity checking (S102); when the first participant identity information checking is passed, upon confirming that the funds to be frozen comprise at least a portion of funds of an electronic certificate of the second participant, the first funds management server freezes funds not greater than an electronic certificate limit, and sends information of the electronic certificate having undergone funds freezing to a second funds management server (S103); the second funds management server sends the received information of the electronic certificate to a third participant (S104); the third participant obtains the information of the electronic certificate (S105). The method effectively ensures that the interests of the third participant are not harmed, and effectively prevents the problem of risk to the data security of a third interacting party. |