SYSTEMS AND METHODS FOR PROCESSING TRANSACTIONS TO PAYMENT ACCOUNTS

摘要

Systems and methods are provided for processing transactions to payment accounts to add funds to the payment accounts. One exemplary method generally includes receiving, at a computing device, a transaction request for a transaction to a payment account where the transaction request includes a deposit identifier associated with the payment account but does not include a primary account number (PAN) for the payment account. The method also generally includes processing the transaction request to add funds to the payment account when the transaction includes a direction to add such funds to the payment account, and declining the transaction request when the transaction request includes a request to debit funds from the payment account.