| 摘要 |
A mobile payment apparatus and method are disclosed, and relate to the field of mobile communication. The mobile payment apparatus includes: a communication unit, configured to exchange payment information with a communication peer end by using a radio link; a memory, configured to store mobile payment software; a secure element, including a first storage module and a processor; and at least one central processing unit, configured to execute general operating system software, and control at least one of the communication unit, the memory, or the secure element under action of the general operating system software, where the processor is configured to load the mobile payment software from the memory to the first storage module, and exchange the payment information with the communication unit under action of the mobile payment software; and the first storage module is configured to provide memory space for executing the mobile payment software for the processor, where the secure element and the at least one central processing unit are located in a first semiconductor chip in the mobile payment apparatus. |
